

About Us
It is a pleasure to introduce our staff. Take a moment to get acquainted and if you have specific concerns or questions regarding a certain area, please contact us. We will do our best to answer questions and address your concerns in a timely, efficient manner.
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Below are key employees of David K. Young Consulting, LLC. There are a total of fifteen employees associated with DKY with a wide range of experience in employee benefits and insurance.
David K. Young, Principal & Founder
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BA (McMurry University) and MPA (Angelo State University) degrees
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Certified Employee Benefit Specialist (CEBS) - Wharton School of the University of Pennsylvania & IFEBP
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Certificate to Conduct Retirement Planning Seminars for the National Council of the Aging
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Member of the International Society of Certified Employee Benefit Specialist
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A professional member of the Society for Human Resource Management
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Over 43 years of employee benefit administration expertise
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Community Service includes:
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Three (3) years as Commander of Bexar County Senior Squadron Civil Air Patrol
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Special Ops Officer in charge of Counter Drug and Homeland Security for South Texas, Civil Air Patrol
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Director and Mission Pilot for Sky Cross, Inc., a non-profit organization helping the extremely poor, near or on the Texas/Mexican border and parts of Africa.
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​Holly Kalmer, Operations & Accounting
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BA (Baylor University) and MA (University of Delaware)
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Qualified 401(k) Administrator (QKA) - ASPPA
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Certified Employee Benefit Specialist (CEBS) - Wharton School of the University of Pennsylvania & IFEBP
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Member of the International Society of Certified Employee Benefit Specialist
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Member of ASPPA
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Over 23 years of retirement plan administration experience
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CynDe Young, Operations Manager
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BA (McMurry University)
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Over 28 years of work experience in the insurance industry
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SCLA and AIC Designations
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Hope Riojas, COBRA Administrator & Custom Billing Administrator
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Over 10 years experience in employee benefits administration
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Specialized training in benefits administration and compliance
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Catherine Morales, FSA Administrator​
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Over 22 years experience in customer service
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Specialized training in spending account management and compliance
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Melonie J. Sammons, Remittance Administration & Jr 401k Specialist
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BSBA, BSIT (Chancellor University)
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Over 33 years of customer service experience
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9 years experience in benefits administration
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4 years experience in common remittance
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RPF Certification
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Jerrilynn Cobb, Insurance Agent
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BA (University of Texas San Antonio)
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Over 15 years insurance experience
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Licensed General Lines Agent
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