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About Us

It is a pleasure to introduce our staff.  Take a moment to get acquainted and if you have specific concerns or questions regarding a certain area, please contact us.  We will do our best to answer questions and address your concerns in a timely, efficient manner. 

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Below are key employees of David K. Young Consulting, LLC.  There are a total of fifteen employees associated with DKY with a wide range of experience in employee benefits and insurance.  

David K. Young, Principal & Founder
  • BA (McMurry University) and MPA (Angelo State University) degrees

  • Certified Employee Benefit Specialist (CEBS) - Wharton School of the University of Pennsylvania & IFEBP

  • Certificate to Conduct Retirement Planning Seminars for the National Council of the Aging

  • Member of the International Society of Certified Employee Benefit Specialist

  • A professional member of the Society for Human Resource Management

  • Over 43 years of employee benefit administration expertise

  • Community Service includes:

    • Three (3) years as Commander of Bexar County Senior Squadron Civil Air Patrol

    • Special Ops Officer in charge of Counter Drug and Homeland Security for South Texas, Civil Air Patrol

    • Director and Mission Pilot for Sky Cross, Inc., a non-profit organization helping the extremely poor, near or on the Texas/Mexican border and parts of Africa.

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​Holly Kalmer, Operations & Accounting
  • BA (Baylor University) and MA (University of Delaware)

  • Qualified 401(k) Administrator (QKA) - ASPPA

  • Certified Employee Benefit Specialist (CEBS) - Wharton School of the University of Pennsylvania & IFEBP

  • Member of the International Society of Certified Employee Benefit Specialist

  • Member of ASPPA

  • Over 23 years of retirement plan administration experience

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CynDe Young, Operations Manager
  • BA (McMurry University)

  • Over 28 years of work experience in the insurance industry

  • SCLA and AIC Designations

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Hope Riojas, COBRA Administrator & Custom Billing Administrator
  • Over 10 years experience in employee benefits administration

  • Specialized training in benefits administration and compliance

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Catherine Morales, FSA Administrator​
  • Over 22 years experience in customer service

  • Specialized training in spending account management and compliance

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Melonie J. Sammons, Remittance Administration & Jr 401k Specialist
  • BSBA, BSIT (Chancellor University)

  • Over 33 years of customer service experience

  • 9 years experience in benefits administration

  • 4 years experience in common remittance

  • RPF Certification

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Jerrilynn Cobb, Insurance Agent
  • BA (University of Texas San Antonio)

  • Over 15 years insurance experience

  • Licensed General Lines Agent

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© 2025 by David K. Young Consulting, LLC

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